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Thread: Term Life Insurance

  1. #1

    Term Life Insurance

    There are so many companies and websites offering 'Term Life Insurance' in USA. Does anyone has any recommendation as per his/her research and experience?

    Thanks in advance!!
    Last edited by username; 08-28-2013 at 08:56 AM.
    [I]EB3 PD: Dec/21/2007
    EB2 PD: April/01/2009
    Center : TSC
    485 MD: Nov/30/2011 (with lawyer covering letter requesting to convert/interfile/port with EB3 priority date to EB2 category)
    485 RD: Dec/1/2011. 485 ND: Dec/13/2011
    FP Walk in Done: Dec/27/2011. (FP App. Date: Jan/18/2011)
    EAD/AP: Feb/10/2012
    On June/22/2008 USCIS issued new (notice of approval) I140 with EB2 category and PD Dec/21/2007
    GC: Aug/19/2013

  2. #2
    Pandit Eb2_Dec07's Avatar
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    Quote Originally Posted by username View Post
    There are so many companies and websites offering 'Term Life Insurance' in USA. Does anyone has any recommendation as per his/her research and experience?

    Thanks in advance!!
    I took mine from NY life . It is one of the top companies. Usually they give it for 20 yrs .
    EB-2 Ind- PD - Dec 07 ( Derivative- primary 485 approved ) ; 485 Applied- Dec 10 2011; Rcvd - Dec 14th 2011; EAD Received - Jan 2012 ; 485 Case x-fer from TSC to NSC : March 2012; 485 RFE Received : April 2012 ; 485 RFE Response Review status : May 2012 ; 485 Address Change : April 2013 ; 485 Online status change: Initial Review April 2013 ; 485 Approval : Aug 20 , 2013 ;

  3. #3
    NY life indeed is very reputed and a stable company.

    If you want to shop around use accuquote and selectquote. Recently I did and ended up receiving Term Life from banner.

    Quote Originally Posted by username View Post
    There are so many companies and websites offering 'Term Life Insurance' in USA. Does anyone has any recommendation as per his/her research and experience?

    Thanks in advance!!
    I no longer provide calculations/predictions ever since whereismyGC.com was created.
    I do run this site only as an administrator. Our goal is to improve clarity of GC process to help people plan their lives better.
    Use the info at your risk. None of this is legal advice.

    Forum Glossary | Forum Rules and Guidelines | If your published post disappeared, check - Lies and Misinformation thread


  4. #4
    Pandit Eb2_Dec07's Avatar
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    East Coast
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    I would also recommend talking to an agent of repute before takign out insurance . Some quotes can be lower in premiums but some could have hidden languaged tucked in carefully. Personally I would recommend going with a reputed company such as NY , MET , AIG etc
    EB-2 Ind- PD - Dec 07 ( Derivative- primary 485 approved ) ; 485 Applied- Dec 10 2011; Rcvd - Dec 14th 2011; EAD Received - Jan 2012 ; 485 Case x-fer from TSC to NSC : March 2012; 485 RFE Received : April 2012 ; 485 RFE Response Review status : May 2012 ; 485 Address Change : April 2013 ; 485 Online status change: Initial Review April 2013 ; 485 Approval : Aug 20 , 2013 ;

  5. #5
    Thank you Eb2_Dec07 & Q.
    [I]EB3 PD: Dec/21/2007
    EB2 PD: April/01/2009
    Center : TSC
    485 MD: Nov/30/2011 (with lawyer covering letter requesting to convert/interfile/port with EB3 priority date to EB2 category)
    485 RD: Dec/1/2011. 485 ND: Dec/13/2011
    FP Walk in Done: Dec/27/2011. (FP App. Date: Jan/18/2011)
    EAD/AP: Feb/10/2012
    On June/22/2008 USCIS issued new (notice of approval) I140 with EB2 category and PD Dec/21/2007
    GC: Aug/19/2013

  6. #6
    NY , MET are nice companies, I found them to be very friendly. They provide with very good services.

  7. #7
    MET, AIG are nice companies which provides with best services. They are very friendly and tries to solve out every query and problem of customer.

  8. #8
    Does anyone have any suggestions/recommendations for Term Life for AOS-Pending/EAD status.

    Most companies are requiring a visa status ( like H-1B) to apply.
    TSC | PD: 12-17-2009 | RD: 2-1-2012 | ND: 3-2-2012 | FP Notice: 2-14-2012| FP Done: 3-12-2012 EAD/AP(Online): 3-3-2012 | EAD/AP(Physical Card): 3-21-2012 | RFE: Aug 2015, Apr 2021 |
    GC(Approval Email): - 05/28/2021 | GC(Physical Card): -

  9. #9
    A quick google search and i found this ... you do your due diligence ...

    https://www.policygenius.com/life-in...-card-holders/

    Not every life insurance carrier provides the same coverage opportunity for every visa type. For example, green card holders can potentially apply with all U.S. life insurance carriers, but Prudential and Transamerica will provide that opportunity to EAD holders, as will Brighthouse and Principal (with some stipulations, like having an accompanying visa or being on the path toward a green card). Banner, Lincoln, and Pacific Life only allow green card holders to apply and do not offer coverage to any visa holders.
    Quote Originally Posted by NeelVohra View Post
    Does anyone have any suggestions/recommendations for Term Life for AOS-Pending/EAD status.

    Most companies are requiring a visa status ( like H-1B) to apply.
    I no longer provide calculations/predictions ever since whereismyGC.com was created.
    I do run this site only as an administrator. Our goal is to improve clarity of GC process to help people plan their lives better.
    Use the info at your risk. None of this is legal advice.

    Forum Glossary | Forum Rules and Guidelines | If your published post disappeared, check - Lies and Misinformation thread


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